Most auto insurance agencies offer a coverage option for accidents with an uninsured (or underinsured) motorist. While it is a legal requirement as a motorist to be insured, this doesn’t mean it’s safe to assume that the other driver will have sufficient insurance, if any insurance at all. In the event of a serious accident, things like medical bills, lost…read more →
El Niño is coming. Metorologists and weather forecasters are predicting heavier rains and flooding this winter season in parts of California. The U.S. Climate Prediction Center has reported that it is 95% certain that El Nino will dramatically effect the weather this winter in the Northern Hemisphere, including California. The California Department of Insurance is urging consumers and resident to…read more →
FTC guidelines state that credit reports can include debts discharged in bankruptcy so long as they’re reported as discharged with a zero balance. 16 C.F.R. 600 app. § 607(b)(6). A consumer report need not be tailored to the user’s needs. It may contain any information that is complete, accurate, and not obsolete on the consumer who is the subject of…read more →