A client of mine recently went on a shopping spree in Paris. Unfortunately for her, so did the baggage handlers at Charles De Gaulle airport. When she and her family arrived back at LAX, her bags were nowhere to be found. Days later, her family’s luggage turned up, but her suitcase filled with her Chanel and other luxury purchases was…read more →
When we think of the CDC (The Center For Disease Control and Prevention) we typically associate the organization with health and disease issues and epidemics. So I was a little surprised to learn that the CDC has a section devoted to motor vehicle safety and recently conducted a distracted driving study. http://www.cdc.gov/motorvehiclesafety/distracted_driving/ A CDC study analyzed 2011 data on distracted…read more →
Most auto insurance agencies offer a coverage option for accidents with an uninsured (or underinsured) motorist. While it is a legal requirement as a motorist to be insured, this doesn’t mean it’s safe to assume that the other driver will have sufficient insurance, if any insurance at all. In the event of a serious accident, things like medical bills, lost…read more →
El Niño is coming. Metorologists and weather forecasters are predicting heavier rains and flooding this winter season in parts of California. The U.S. Climate Prediction Center has reported that it is 95% certain that El Nino will dramatically effect the weather this winter in the Northern Hemisphere, including California. The California Department of Insurance is urging consumers and resident to…read more →
FTC guidelines state that credit reports can include debts discharged in bankruptcy so long as they’re reported as discharged with a zero balance. 16 C.F.R. 600 app. § 607(b)(6). A consumer report need not be tailored to the user’s needs. It may contain any information that is complete, accurate, and not obsolete on the consumer who is the subject of…read more →
The Consumer Financial Protection Bureau (CFPB) has fined two of the largest employment background screening report providers, General Information Services and its affiliate, e-Background-checks.com, Inc. (BGC), for failing take basic steps to assure the information reported about job applicants was accurate. The CFPB is ordering the companies to correct their practices, provide $10.5 million in relief to harmed consumers, and…read more →