As the California wildfires subside, and evacuated residents return to find their homes damaged by smoke and fire, the daunting task of making a claim with your insurance carrier begins. Insurance policy provisions, including limits to recovery, deductibles, additional living expense coverage, and duties to document your loss, vary from company to company. Obtain copies of your policies, document what…read more →
Getting back into the swing of school is always an adjustment for kids, parents and all drivers on the road. Each fall in the United States, over 50 million children attend school and almost 15 % of these kids either walk or ride their bikes to and from school. Roads are more congested especially around schools and school drop off…read more →
Whistleblower/Qui Tam/Relator Actions Utilizing The California Insurance Fraud Prevention Act (IFPA). The California legislature passed The California Insurance Fraud Prevention Act (IFPA), California Insurance Code section 1871.7, designed to combat healthcare fraud committed by individuals, organizations and companies. “Health insurance fraud is a particular problem for health insurance policyholders. Although there are no precise figures, it is believed that fraudulent…read more →
Recently, CNN reported that since 1999, the number of opioid overdose deaths has quadrupled. Since the year 2000, more than a half million people have died from drug overdoses in America. According to the Center for Disease Control and Prevention, an estimated 91 Americans die every day from opioid addiction and for every death, 30 more of users of opioid…read more →
We get bombarded with solicitations to buy different type of insurance. It can get confusing and expensive. Often times, we do not know what kind of insurance that we really need. There is a lot of insurance to choose from. The following 4 types of insurance coverage are essential for your protection and security: HEALTH INSURANCE – Recent enactments…read more →
I worked for a number of years as in-house counsel for a large national insurance company. My job was to work closely with the insurance company adjustors in defending lawsuits brought arising out of bodily injury claims. These claims included vehicle accidents, injury crashes, dog attacks, slip and falls, premises accidents and other insurance related incidents. This experience provided me…read more →
A client of mine recently went on a shopping spree in Paris. Unfortunately for her, so did the baggage handlers at Charles De Gaulle airport. When she and her family arrived back at LAX, her bags were nowhere to be found. Days later, her family’s luggage turned up, but her suitcase filled with her Chanel and other luxury purchases was…read more →
When we think of the CDC (The Center For Disease Control and Prevention) we typically associate the organization with health and disease issues and epidemics. So I was a little surprised to learn that the CDC has a section devoted to motor vehicle safety and recently conducted a distracted driving study. http://www.cdc.gov/motorvehiclesafety/distracted_driving/ A CDC study analyzed 2011 data on distracted…read more →
El Niño is coming. Metorologists and weather forecasters are predicting heavier rains and flooding this winter season in parts of California. The U.S. Climate Prediction Center has reported that it is 95% certain that El Nino will dramatically effect the weather this winter in the Northern Hemisphere, including California. The California Department of Insurance is urging consumers and resident to…read more →
FTC guidelines state that credit reports can include debts discharged in bankruptcy so long as they’re reported as discharged with a zero balance. 16 C.F.R. 600 app. § 607(b)(6). A consumer report need not be tailored to the user’s needs. It may contain any information that is complete, accurate, and not obsolete on the consumer who is the subject of…read more →