Blog

EL NINO IS COMING! ARE YOU COVERED?

El Niño is coming.  Metorologists  and weather forecasters are predicting heavier rains and flooding this winter season in parts of California. The U.S. Climate Prediction Center has reported that it is 95% certain that  El Nino  will dramatically effect the weather this winter in the Northern Hemisphere, including California. The California Department of Insurance is urging consumers and resident to…read more →

CREDIT REPORTS MUST SHOW ZERO BALANCE WHEN DEBT IS DISCHARGED IN BK

FTC guidelines state that credit reports can include debts discharged in bankruptcy so long as they’re reported as discharged with a zero balance. 16 C.F.R. 600 app. § 607(b)(6). A consumer report need not be tailored to the user’s needs. It may contain any information that is complete, accurate, and not obsolete on the consumer who is the subject of…read more →

DID INACCURATE REPORTING COST YOU THAT JOB YOU WANTED/NEEDED?

 The Consumer Financial Protection Bureau (CFPB) has fined two of the largest employment background screening report providers, General Information Services and its affiliate, e-Background-checks.com, Inc. (BGC), for failing take basic steps to assure the information reported about job applicants was accurate. The CFPB is ordering the companies to correct their practices, provide $10.5 million in relief to harmed consumers, and…read more →

DON’T COMMIT A FOUL DRIVING IN FOUL WEATHER

Tips For Driving In the Rain We do not get much rain in Los Angeles, so when it does rain, Southern California drivers need to adjust driving habits and be more cautious. Here are some suggestions: • SLOW DOWN! The roads can be slippery and slick, especially if there are oil deposits on the surface. It takes longer to stop…read more →

I’ve Been Injured – What Are My Rights? by Deborah Nelson

Most people who have been injured as a result of someone else’s negligence know that they have the right to hire a lawyer and that they have some kind of rights, but they often aren’t sure what they are entitled to. Although every case is unique, this is a general list of the things that you may have a right…read more →

DOES THE THREAT OF SCHOOL VIOLENCE OUTWEIGH THE FIRST AMENDMENT RIGHT T0 FREEDOM OF EXPRESSION?

The 9th U.S. Circuit Court of Appeals recently ruled that school officials’ concerns of racial violence outweighed students’ freedom of expression rights. A Northern California high school principal had ordered students wearing American flag t-shirts to turn the shirts inside out during the Mexican heritage celebration Cinco. With a history of racial tension incidents between white and latino students on…read more →

PRESERVE YOUR EVIDENCE

In most slip and fall and other premises liability cases, it is the burden of the injured party to prove the negligence of the defendant. One of the elements in proving negligence is showing the defendant had actual or constructive notice of the dangerous, hazardous or defective condition. The injured party or Plaintiff must prove that the defendant (eg. property…read more →

BUYER BEWARE OF “NON-DISPARAGING CLAUSES” WHEN MAKING ON-LINE PURCHASES

It is estimated that there will be over $259 billion in on-line purchases in 2013.  So on this “Cyber Monday” we should all take a little caution when we scroll down through the legal “mumbo jumbo” and just click “Accept” when making an on-line purchase.   Appearing more and more in these acceptance provisions are “non-disparaging” clauses which give the company…read more →

ARE OUR CONSTITUTIONAL RIGHTS BEING EATEN AWAY? FOOD FOR THOUGHT

Corporate America, with the help of the U.S Chamber of Commerce, is using its power and influence to weaken individual rights. Encouraged by recent Supreme Court decisions upholding the enforceability of clauses requiring disputes to be resolved through arbitration and not by trial by jury, these forced arbitration clauses have become commonplace. Unbeknownst to most consumers, these clauses appear in…read more →

FATAL MOTORCYCLE ACCIDENTS INVOLVING HIT-AND-RUN AND NEGLIGENT DRIVERS; UNDERSTANDING LANE SPLITTING AND SHARING THE ROAD

Early this morning a hit–and-run driver struck and killed a motorcyclist in Boyle Heights.  The victim was 54 year old Los Angels probation officer, Ken Hamilton who was returning home from work.  The Los Angeles Police Department report that Hamilton was struck by a silver four door Honda Civic DX that was changing lanes.  The vehicle’s side mirror was sheared…read more →