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WHAT THE INSURANCE ADJUSTOR DOESN’T WANT YOU TO KNOW ABOUT YOUR CLAIM/ 7 INSIGHTS OF A FORMER INSURANCE COMPANY ATTORNEY

WHAT THE INSURANCE ADJUSTOR DOESN’T WANT YOU TO KNOW ABOUT YOUR CLAIM/ 7 INSIGHTS OF A FORMER INSURANCE COMPANY ATTORNEY

I worked for a number of years as in-house counsel for a large national insurance company. My job was to work closely with the insurance company adjustors in defending lawsuits brought arising out of bodily injury claims. These claims included vehicle accidents, injury crashes, dog attacks, slip and falls, premises accidents and other insurance related incidents. This experience provided me…read more →

CATCH (FLIGHT) 22 – FLYER BEWARE

CATCH (FLIGHT) 22 – FLYER BEWARE

A client of mine recently went on a shopping spree in Paris. Unfortunately for her, so did the baggage handlers at Charles De Gaulle airport. When she and her family arrived back at LAX, her bags were nowhere to be found. Days later, her family’s luggage turned up, but her suitcase filled with her Chanel and other luxury purchases was…read more →

Distracted Driving is a Dangerous Epidemic – Just Ask the CDC

When we think of the CDC (The Center For Disease Control and Prevention) we typically associate the organization with health and disease issues and epidemics.  So I was a little surprised to learn that the CDC has a section devoted to motor vehicle safety and recently conducted a distracted driving study.  http://www.cdc.gov/motorvehiclesafety/distracted_driving/ A CDC study analyzed 2011 data on distracted…read more →

Should I Get Uninsured Motorist Coverage?

Should I Get Uninsured Motorist Coverage?

Most auto insurance agencies offer a coverage option for accidents with an uninsured (or underinsured) motorist. While it is a legal requirement as a motorist to be insured, this doesn’t mean it’s safe to assume that the other driver will have sufficient insurance, if any insurance at all. In the event of a serious accident, things like medical bills, lost…read more →

EL NINO IS COMING! ARE YOU COVERED?

El Niño is coming.  Metorologists  and weather forecasters are predicting heavier rains and flooding this winter season in parts of California. The U.S. Climate Prediction Center has reported that it is 95% certain that  El Nino  will dramatically effect the weather this winter in the Northern Hemisphere, including California. The California Department of Insurance is urging consumers and resident to…read more →

CREDIT REPORTS MUST SHOW ZERO BALANCE WHEN DEBT IS DISCHARGED IN BK

FTC guidelines state that credit reports can include debts discharged in bankruptcy so long as they’re reported as discharged with a zero balance. 16 C.F.R. 600 app. § 607(b)(6). A consumer report need not be tailored to the user’s needs. It may contain any information that is complete, accurate, and not obsolete on the consumer who is the subject of…read more →

DID INACCURATE REPORTING COST YOU THAT JOB YOU WANTED/NEEDED?

 The Consumer Financial Protection Bureau (CFPB) has fined two of the largest employment background screening report providers, General Information Services and its affiliate, e-Background-checks.com, Inc. (BGC), for failing take basic steps to assure the information reported about job applicants was accurate. The CFPB is ordering the companies to correct their practices, provide $10.5 million in relief to harmed consumers, and…read more →

DON’T COMMIT A FOUL DRIVING IN FOUL WEATHER

Tips For Driving In the Rain We do not get much rain in Los Angeles, so when it does rain, Southern California drivers need to adjust driving habits and be more cautious. Here are some suggestions: • SLOW DOWN! The roads can be slippery and slick, especially if there are oil deposits on the surface. It takes longer to stop…read more →

I’ve Been Injured – What Are My Rights? by Deborah Nelson

Most people who have been injured as a result of someone else’s negligence know that they have the right to hire a lawyer and that they have some kind of rights, but they often aren’t sure what they are entitled to. Although every case is unique, this is a general list of the things that you may have a right…read more →

DOES THE THREAT OF SCHOOL VIOLENCE OUTWEIGH THE FIRST AMENDMENT RIGHT T0 FREEDOM OF EXPRESSION?

The 9th U.S. Circuit Court of Appeals recently ruled that school officials’ concerns of racial violence outweighed students’ freedom of expression rights. A Northern California high school principal had ordered students wearing American flag t-shirts to turn the shirts inside out during the Mexican heritage celebration Cinco. With a history of racial tension incidents between white and latino students on…read more →