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ALCOHOL AND DRUG REHAB CENTER INJURY CLAIMS

ALCOHOL AND DRUG REHAB CENTER INJURY CLAIMS

Recently, CNN reported that since 1999, the number of opioid overdose deaths has quadrupled. Since the year 2000, more than a half million people have died from drug overdoses in America.  According to the Center for Disease Control and Prevention, an estimated 91 Americans die every day from opioid addiction and for every death, 30 more of users of opioid…read more →

4 BASIC INSURANCE COVERAGES WE SHOULD ALL HAVE

4 BASIC INSURANCE COVERAGES WE SHOULD ALL HAVE

We get bombarded with solicitations to buy different type of insurance.  It can get confusing and expensive.  Often times, we do not know what kind of insurance that we really need.  There is a lot of insurance to choose from.  The following 4 types of  insurance coverage  are essential for your protection and security:   HEALTH INSURANCE –  Recent enactments…read more →

IF A DOG BITES SOMEONE IN CALIFORNIA, CAN IT BE PUT DOWN?

IF A DOG BITES SOMEONE IN CALIFORNIA, CAN IT BE PUT DOWN?

In general, the owner of a dog that bites someone is strictly liable for the injuries and damages suffered by the person who is bitten by the dog. Factors as to whether the person bitten is in a public place, lawfully in a private place, including the property of the dog owner will come into play as well as to…read more →

AYY CHIUAHUA! Tips On How To Avoid Getting Bitten By a Dog

AYY CHIUAHUA! Tips On How To Avoid Getting Bitten By a Dog

A recent study at the University of Pennsylvania found that the dog breed that bites the most is the Chihuahua.  While being the smallest of dog breeds, Chihuahuas tend to be the most aggressive.  Their aggressive temperament is based in fear and their tendency to overreact to things given their small size. The dog owners best way to deal with…read more →

WHAT THE INSURANCE ADJUSTOR DOESN’T WANT YOU TO KNOW ABOUT YOUR CLAIM/ 7 INSIGHTS OF A FORMER INSURANCE COMPANY ATTORNEY

WHAT THE INSURANCE ADJUSTOR DOESN’T WANT YOU TO KNOW ABOUT YOUR CLAIM/ 7 INSIGHTS OF A FORMER INSURANCE COMPANY ATTORNEY

I worked for a number of years as in-house counsel for a large national insurance company. My job was to work closely with the insurance company adjustors in defending lawsuits brought arising out of bodily injury claims. These claims included vehicle accidents, injury crashes, dog attacks, slip and falls, premises accidents and other insurance related incidents. This experience provided me…read more →

CATCH (FLIGHT) 22 – FLYER BEWARE

CATCH (FLIGHT) 22 – FLYER BEWARE

A client of mine recently went on a shopping spree in Paris. Unfortunately for her, so did the baggage handlers at Charles De Gaulle airport. When she and her family arrived back at LAX, her bags were nowhere to be found. Days later, her family’s luggage turned up, but her suitcase filled with her Chanel and other luxury purchases was…read more →

Distracted Driving is a Dangerous Epidemic – Just Ask the CDC

When we think of the CDC (The Center For Disease Control and Prevention) we typically associate the organization with health and disease issues and epidemics.  So I was a little surprised to learn that the CDC has a section devoted to motor vehicle safety and recently conducted a distracted driving study.  http://www.cdc.gov/motorvehiclesafety/distracted_driving/ A CDC study analyzed 2011 data on distracted…read more →

Should I Get Uninsured Motorist Coverage?

Should I Get Uninsured Motorist Coverage?

Most auto insurance agencies offer a coverage option for accidents with an uninsured (or underinsured) motorist. While it is a legal requirement as a motorist to be insured, this doesn’t mean it’s safe to assume that the other driver will have sufficient insurance, if any insurance at all. In the event of a serious accident, things like medical bills, lost…read more →

EL NINO IS COMING! ARE YOU COVERED?

El Niño is coming.  Metorologists  and weather forecasters are predicting heavier rains and flooding this winter season in parts of California. The U.S. Climate Prediction Center has reported that it is 95% certain that  El Nino  will dramatically effect the weather this winter in the Northern Hemisphere, including California. The California Department of Insurance is urging consumers and resident to…read more →

CREDIT REPORTS MUST SHOW ZERO BALANCE WHEN DEBT IS DISCHARGED IN BK

FTC guidelines state that credit reports can include debts discharged in bankruptcy so long as they’re reported as discharged with a zero balance. 16 C.F.R. 600 app. § 607(b)(6). A consumer report need not be tailored to the user’s needs. It may contain any information that is complete, accurate, and not obsolete on the consumer who is the subject of…read more →