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EXPOSING THE HIDDEN DANGERS OF CARBON MONOXIDE POISONING

What is Carbon monoxide (CO) and Why is it so Dangerous:   Carbon monoxide (CO) is a poisonous, colorless, odorless and tasteless gas. What makes it even more dangerous is that Carbon Monoxide (CO) is often mixed with other gases that do have an odor. As a consequence, you can inhale carbon monoxide right along with gases that you can smell…read more →

Servicemembers- You Protect Our Country, You Deserve Protection

Servicemembers- You Protect Our Country, You Deserve Protection Under Federal law, the Military Lending Act (MLA) provides special protections for active duty servicemembers, including active Guard or active Reserve duty members, servicemember’s spouses and  certain dependents.  These protections extend to Payday loans, deposit advance products, tax refund anticipation loans, vehicle title loans; overdraft lines of credit, installment loans (other than…read more →

WHEN THE RAIN LEADS TO PAIN

We do not get much rain in Los Angeles, so when it does rain, Southern California drivers need to adjust driving habits and be more cautious. Here are some suggestions: • SLOW DOWN! The roads can be slippery and slick, especially if there are oil deposits on the surface. It takes longer to stop your vehicle, especially on the freeways…read more →

DON’T LET IT ALL GO UP IN SMOKE – MAKING A FIRE DAMAGE CLAIM

As the California wildfires subside, and evacuated residents return to find their homes damaged by smoke and fire, the daunting task of making a claim with your insurance carrier begins. Insurance policy provisions, including limits to recovery, deductibles, additional living expense coverage, and duties to document your loss, vary from company to company. Obtain copies of your policies, document what…read more →

SCHOOL IS BACK IN SESSION.  PAY ATTENTION… TO THE ROAD  AND YOUR SURROUNDINGS

SCHOOL IS BACK IN SESSION. PAY ATTENTION… TO THE ROAD AND YOUR SURROUNDINGS

Getting back into the swing of school is always an adjustment for kids, parents and all drivers on the road.  Each fall in the United States, over 50 million children attend school and almost 15 % of these kids either walk or ride their bikes to and from school.  Roads are more congested especially around schools and school drop off…read more →

FRAUDULENT HEALTH CARE AND PRIVATE INSURANCE CLAIMS IN DRUG AND ALCOHOL REHAB FACILITIES

FRAUDULENT HEALTH CARE AND PRIVATE INSURANCE CLAIMS IN DRUG AND ALCOHOL REHAB FACILITIES

Whistleblower/Qui Tam/Relator Actions Utilizing The California Insurance Fraud Prevention Act (IFPA). The California legislature passed The California Insurance Fraud Prevention Act (IFPA), California Insurance Code section 1871.7, designed to combat healthcare fraud committed by individuals, organizations and companies.  “Health insurance fraud is a particular problem for health insurance policyholders. Although there are no precise figures, it is believed that fraudulent…read more →

ALCOHOL AND DRUG REHAB CENTER INJURY CLAIMS

ALCOHOL AND DRUG REHAB CENTER INJURY CLAIMS

Recently, CNN reported that since 1999, the number of opioid overdose deaths has quadrupled. Since the year 2000, more than a half million people have died from drug overdoses in America.  According to the Center for Disease Control and Prevention, an estimated 91 Americans die every day from opioid addiction and for every death, 30 more of users of opioid…read more →

4 BASIC INSURANCE COVERAGES WE SHOULD ALL HAVE

4 BASIC INSURANCE COVERAGES WE SHOULD ALL HAVE

We get bombarded with solicitations to buy different type of insurance.  It can get confusing and expensive.  Often times, we do not know what kind of insurance that we really need.  There is a lot of insurance to choose from.  The following 4 types of  insurance coverage  are essential for your protection and security:   HEALTH INSURANCE –  Recent enactments…read more →

IF A DOG BITES SOMEONE IN CALIFORNIA, CAN IT BE PUT DOWN?

IF A DOG BITES SOMEONE IN CALIFORNIA, CAN IT BE PUT DOWN?

In general, the owner of a dog that bites someone is strictly liable for the injuries and damages suffered by the person who is bitten by the dog. Factors as to whether the person bitten is in a public place, lawfully in a private place, including the property of the dog owner will come into play as well as to…read more →

AYY CHIUAHUA! Tips On How To Avoid Getting Bitten By a Dog

AYY CHIUAHUA! Tips On How To Avoid Getting Bitten By a Dog

A recent study at the University of Pennsylvania found that the dog breed that bites the most is the Chihuahua.  While being the smallest of dog breeds, Chihuahuas tend to be the most aggressive.  Their aggressive temperament is based in fear and their tendency to overreact to things given their small size. The dog owners best way to deal with…read more →